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What Factors Affect the Price of Civil Contracting Insurance?

As a civil contractor, it is essential to obtain an insurance cover that will cover for damages that occur in the course of your operations. Civil contracting projects are quite complex, and a lot can go wrong as you go about your daily activities. But you may be wondering how much you will pay for insurance and what the insurer will consider when calculating your premiums. Just like other forms of insurance, such as auto, homeowners and medical policies, various factors will determine the price of civil contracting insurance.

Lost an Employee? Four Things You Need to Know About Worker's Compensation and the Death of an Employee

If one of your employees has died due to an injury at work, their family members may be entitled to compensation through your worker's compensation insurance plan. As an employer, you are obligated to take certain steps regarding this issue, and you may want to give the family some guidance on what they need to do. The exact process varies from state to state and from insurer to insurer. However, there are some key similarities.

Disaster Recovery | Top Ways of Minimising Business Risks

Starting a business is a pretty bold move. There's a risk of not performing as expected or a complete downfall. Once you've put all your hard work into the business and got it up and running, you don't want any disasters bringing it down. You need to learn how to expect the unexpected, and plan for events that may be catastrophic, such as theft, hurricanes and even accidents. If you've got a business, no matter how small, then disaster management should be something you've got integrated into it.

Useful advice on how to save money on your public liability insurance

Insurance is often one of the larger expenses that you will have to pay on a regular basis. Having public liability insurance is important in order to protect yourself against any potential damages or problems. While you should always choose an insurance provider that has a good reputation and track record, there are numerous ways you can save on your insurance costs. You want to find areas in which you can save money, while also having all of the comprehensive public liability cover that you desire.